A.J.

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A.J.
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Blog List
Songwriting #2
 In the last installment on songwriting I wrote about how ‘Hooks & Phrases’ can be the foundation of making a great song. The next ..
(2016-10-21 21:52)
Thankfulness Rights
 We've all heard of 'Bragging Rights' where we pompously expound on what our personal skills have wrought. Well, I'd li..
(2016-08-16 15:17)
HUD: Facebook Enabling Housing Discrimination
The Department of Housing and Urban Development late last week filed a formal housing discrimination complaint against Facebook, accusing t..
(2018-08-20 06:22)
Inaugural Hall-of-Fame baseball Sells for record Amount
A baseball signed by 11 of the 12 members of the inaugural Baseball Hall of Fame class of 1939, including Babe Ruth, Ty Cobb, Cy Young, an..
(2018-08-13 13:21)
$1M in Retirement Savings Can Disappear in 11 Years
Having at least $1 million in retirement savings is a common — if increasingly lofty — goal for American seniors, but a new breakdown shows..
(2018-08-11 16:41)
Income Inequality Could Disrupt Retirement Savings for Generations
Over the past decades, the gap between high- and low-income Americans has grown substantially, and should those trends continue, a large s..
(2018-08-11 16:23)
US Unemployment Near 18-yr Low
The U.S. added 157,000 jobs in July, and the unemployment rate fell below the 4 percent mark for just the third time in nearly 18 years.&nb..
(2018-08-11 16:14)
GSEs Finance Fewer Loans in 2018
Fannie Mae and Freddie Mac bankrolled fewer single-family loans through the first half of this year compared to the first six months of 20..
(2018-08-11 16:08)
Owning vs Renting
Owning a home is generally viewed as a better deal than renting, but in cities with exploding home prices and relatively flat rents, that m..
(2018-08-09 18:57)
Seniors Still Recovering from the Great Recession
The Great Recession may have officially ended in June 2009, but baby boomers and the “Greatest Generation” are still recovering, according ..
(2018-07-30 21:06)
Goal Development: 4 questions for every Goal
1) Why/What’s the benefit? This may seem trivial, but if your goals are generic, then you won’t know the specific effect your goals may ha..
(2018-07-29 09:37)
NY Times: 5-Yr Retirement Plan Should Consider Reverse Mortgage
A recent New York Times article offers a concise 5-year countdown-to-retirement plan, with the final year of the timeline being the time t..
(2018-07-29 09:11)
Insurers Cashing in on Cryptocurrencies
Cryptocurrencies are providing a new line of business for insurers, according to Bloomberg. The cryptocurrency market has been a hotspot fo..
(2018-07-21 08:44)
Drowning the Internet
By 2030, rising sea levels may put 4,000 miles of fiber optic cable along the U.S. coasts underwater, threatening to upend the nation’s in..
(2018-07-21 08:42)
Rhetorical Devices in Speech
When we hear a speech, it can be easy or difficult to remember the topic and the content depending on the skill of the speaker. But remembe..
(2018-07-21 06:17)
Cellphone Pricing Increasing
Prices of average American cellphone plans are going up for the first time in two years, as wireless providers cut promotions, according t..
(2018-07-15 09:34)
AT&T Defiant on Time Warner Deal
AT&T’s chief executive called the chances of unwinding its purchase of Time Warner “remote,” saying the Trump administration’s decisio..
(2018-07-15 09:32)
Should Face Recognition be Regulated?
Microsoft’s president is calling on the U.S. Government to regulate facial recognition technology, which is used for everything from unloc..
(2018-07-15 09:29)
Coming Soon: Biological 'Fax Machines'
Researchers at biotech firm Synthetic Genomics have developed a device that can turn digitized DNA code — genetic blueprints — into biolog..
(2018-07-15 09:26)
Trump Halts $10.4B in Health Payments
The Trump administration has stopped making billions of dollars in risk-adjustment payments to health insurers, claiming that a federal co..
(2018-07-08 14:32)